Help! My Identity Has Been Stolen! What Should I Do-_955

Help! My Identity Has Been Stolen! What Should I Do?
According to Gartner, 3.6% of people who received a phishing email in 2007 lost money because of it. In 2006, only 2.3% of recipients lost money. The increase is due to the fact that phishing scams are becoming increasingly sophisticated and ever more difficult to spot. While adopting sensible precautions will minimze the chance of you be burned by a phishing scam, there is always the chance that you or a member of your family will be caught out. So, what should you do if you suspect that ,cheap laptop batteries, your identity has been stolen or fallen into the wrong hands as a result of a phishing scam? Here's some practical advice:
If you have disclosed your banking information. Contact your bank immediately to notify them of the disclosure and follow their advice to the letter. Should you live in the US, complete the Federal Trade Commission's ID Theft Affadavit as soon as possible. While doing so will be a chore, your best option may well be to close the account completely (whether or not this is recommended by the bank). Additionally, you should ,hp pavilion dv1000 battery, request that both your bank bank and the major credit bureaus (see below) tag your account with a fraud alert. Finally, be extra vigilant for 12 months after the disclose: carefully check your bank statements for irregularities and request a copy of your credit report from the majory credit bureaus Experian (1-888-EXPERIAN (397-3742)), Equifax (1-800-525-6285) and TransUnion (1-800-680-7289) all of which will provide a copy at no charge. For additional information, see the Federal Trade Commission's website. If you have disclosed your eBay battery988678 account information. Contact eBay immediately. Sign into your account as soon as possible, change your password and password hint and attempt to undo any activity that you did not initiate (bids, etc.). If you have disclosed other online store account information. Like with eBay, you should contact the store immediately and change your password and password hint as soon as possible and attempt to undo any activity for which you were not responsible. If you have discosed your Social Security Number or other personally identifying information. At the very ,toshiba satellite a105 battery, least, you should contact your bank and the credit bureaus, advise them of the disclosure and ask that your account be flagged with a fraud alert. Additionally, consider whether the disclosure could impact you in other ways and, when necessary, make a report to the relevant agencies or companies - for example, if you suspect that somebody is using your Social Security Number, you should report the matter to the Social Security Hotline (1-800-772-1213) and file a report with the Federal Trade Commission.
In some instances, your ability to recover any ,dell Inspiron 1520 battery, losses (or your liability for losses) may be determined by the speed with which you report the matter. So act promptly and keep a record of any telephone calls (time, date and the name of the person you spoke to and what advice was given) and a copy of any letters or emails that you send - and be sure to always follow up on your telephone calls with a letter.
Should your bank or online store accounts actually be used, you should report the matter to both the police and the Federal Trade Commission as soon as possible in addition to reporting laptop12665a it to the bank or store concerned.
A final piece of advice: finding the correct numbers and/or web pages to make the reports can be a time consuming process. To speed matters up, use your bookmarks and keep a file listing the telephone numbers of the agencies/companies that you may need to contact. As mentioned previously, speed is extremely important - both in terms of preventing losses and minimizing your liability for those losses.
Further advice can be found in the Federal Trade Commission's publication Recover From Identity Theft.